My Benefits Solution

About Us


My Benefits Solution is a boutique insurance agency dedicated to helping individuals, families, and business owners make confident, informed decisions about their coverage.


Personalized Guidance. Practical Solutions.

A family-owned and operated business

Founded in August 2001 by Keith A. Chatel, CRPC™, APMA™, the agency provides personalized insurance solutions built around each client’s needs, goals, and budget. With a focus on clear guidance, responsive service, and long-term relationships, My Benefits Solution helps clients protect what matters most today while planning for tomorrow.

At My Benefits Solution, we help clients navigate personal and business insurance decisions with confidence. Our team is committed to providing highly personalized service, clear communication, and thoughtful recommendations designed to simplify the insurance process.


Our objective is simple: identify potential risks, help minimize exposure, and recommend quality coverage at competitive premiums. We take the time to understand each client’s complete insurance needs before developing a cost-effective strategy tailored to their individual situation.

Our Team of Advisors


Meet our dedicated team of experienced insurance brokers. We work together to create a personalized plan and find the coverage that works for you. Service is at the heart of what we do.

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Keith A. Chatel

Managing Partner and Principal Agent

As founder of My Benefits Solution, Keith A. Chatel, CRPC™, APMA®, is an experienced retirement and insurance professional. Keith helps individuals, families, and business owners make informed decisions about their retirement planning, healthcare choices, insurance protection, and long-term financial security. With more than two decades in risk management, Keith is known for clear guidance, practical strategies, and a client-first approach grounded in education, trust, and long-term relationships.



My Benefits Solution is known for personalized guidance, practical insurance solutions, and long-term client relationships. The company combines attentive service, clear communication, and risk-focused planning to help individuals, families, and business owners make confident coverage decisions tailored to their goals and budget.

Jo-Ann Chatel, RN, CCM, is a licensed insurance agent and Nurse Case Manager with over 20 years of experience helping individuals navigate both healthcare and insurance with confidence. Blending clinical insight with deep coverage knowledge, she simplifies complex decisions, advocates for clients, and ensures every plan aligns with real-world medical needs. Known for her compassion, clarity, and professionalism, Jo-Ann is committed to making healthcare and insurance feel accessible and supportive.

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Jo-Ann Chatel

Partner, Insurance Agent

Nicholas Chatel serves as Operations Manager for the insurance agency, helping to ensure daily operations run smoothly so clients and prospects receive timely, professional service. Organized and solutions-focused, Nicholas supports agency workflows, team communication, carrier relationships, and process improvements that help the agency deliver a reliable client experience.

Nicholas Chatel

Operations Manager

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Summary of SERVICES

What We Offer



MEDICARE


Health Insurance


Dental & Vision Insurance



Supplemental Insurance


Retirement Planning


Group Benefits



Life Insurance


Long-Term Care Insurance


Disability Insurance


U.S. map highlighting several states in dark blue, mostly along the East Coast and a few western states.

Service Area

Proud to Work in These Fine States


My Benefits Solution is licensed in these states:

  • Arizona
  • Florida
  • Indiana
  • Maryland
  • New Jersey
  • New York
  • North Carolina
  • Pennsylvania
  • South Carolina